5 Best Pet Insurance in Vancouver: What You Need to Know
Pet insurance offers peace of mind by ensuring that your beloved companion is well taken care of in case of health issues.
Whether you’re adopting a new pet or have a long-time furry friend, securing pet insurance is a smart move for your peace of mind.
In this guide, we’ve researched the top pet insurance agencies in Vancouver to help you find the best coverage for your needs.
How Much Does Pet Insurance Cost in Vancouver?
The cost of pet insurance can vary based on the type of coverage:
- Comprehensive Pet Health Insurance: Includes annual checkups, vaccinations, flea and tick treatments, surgeries, dental care, and emergency treatments. Costs can range from CAD 58 to 100 per month.
- Accident-Only Pet Health Insurance: Covers only accidents and sudden illnesses, with costs around CAD 29 to 58 per month.
- Pet Wellness Coverage: For routine care such as vaccinations and annual exams, expect to pay between CAD 59 and 68 per month.
Below is a summary of the average estimated costs for different types of pet insurance:
| TYPE OF INSURANCE | AVERAGE ESTIMATED COST |
|---|---|
| Comprehensive Pet Health Insurance | CAD 58 – 100 per month |
| Accident-Only Pet Health Insurance | CAD 29 – 58 per month |
| Pet Wellness Coverage | CAD 59 – 68 per month |
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Top Pet Insurance Agencies in Vancouver
Choosing the right pet insurance involves considering coverage options, benefits, cost, exclusions, limitations, and the provider’s reputation. Here’s a look at some of the best pet insurance agencies in Vancouver:
1. Habitat Insurance Agencies Ltd.
- Services: Auto, Pet, Travel, Boat, Business Insurance
- Website: habitatinsurance.com
- Address: 2152 Kingsway, Vancouver, BC V5N 2T5
- Contact: +1 604-438-5241 | info@habitatinsurance.com
- Hours: Mon-Fri 09:00 AM – 06:00 PM, Sat 09:00 AM – 05:00 PM
A well-established, family-owned insurance agency offering comprehensive pet insurance with a wide range of coverage options. Benefits include a 5% discount for new clients, though rates are relatively high.
Pros:
- Wide range of insurance packages
- Experienced staff
- Comprehensive pet insurance coverage
- 5% discount for new clients
Cons:
- Higher rates
- Closed on Sundays
Client Reviews: “Grace C. at Habitat Insurance was fantastic! She understood my needs, clarified coverage, and secured great rates.” – Kirstyn E.
2. Alteri Insurance
- Services: Home, Pet, Auto, Life, Business Insurance
- Website: alteri.ca
- Address: 1110 Hamilton St #208, Vancouver, BC V6B 2S2
- Contact: +1 604-564-5994 | info@alteri.ca
- Hours: Mon-Sat 09:00 AM – 06:00 PM
A full-service brokerage providing customizable pet insurance with no breed restrictions. Enjoy an entirely online process for convenience, but note that policies cannot be reinstated once canceled.
Pros:
- Full-service brokerage
- No breed restrictions
- Entire process can be done online
Cons:
- Policies cannot be reinstated
- Limited to cats and dogs
Client Reviews: “Luiz Dittert at Alteri Insurance made the process easy and comfortable. Exceptional communication and support.” – Ash K.
3. Goose Insurance Services Inc.
- Services: Life, Pet, Travel, Property Insurance
- Website: gooseinsurance.com
- Address: 1281 W Georgia St Suite 800, Vancouver, BC V3E 3J7
- Contact: +1 888-374-6673 | support@gooseinsurance.com
- Hours: Mon-Fri 06:00 AM – 06:00 PM
Offers extensive pet insurance policies with high coverage limits and a user-friendly app for quick quotes. While they’re closed on weekends, their comprehensive coverage makes them a top choice.
Pros:
- Comprehensive coverage
- Extensive policies with high limits
- Convenient app for quick quotes
Cons:
- Closed on weekends
- Limited additional insurance packages
Client Reviews: “The Goose Insurance App made signing up easy and quick. Great customer service and reasonable prices.” – Mike Z.
4. British Columbia Automobile Association (BCAA)
- Services: Home, Car, Travel, Life Insurance
- Website: apollocover.com
- Address: 4567 Canada Way, Burnaby, BC V5G 4T1
- Contact: +1 604-268-5500
- Hours: Mon-Fri 09:00 AM – 05:30 PM
Provides a variety of insurance plans with comprehensive pet coverage and 24/7 helpline support. Membership is required, and they’re closed on weekends, but they offer significant discounts for members.
Pros:
- Wide variety of plans
- 12% discount for members
- 24/7 pet hotline with veterinary technicians
Cons:
- Membership required
- Closed on weekends
Client Reviews: “Exceptional customer service and easy online booking. The 24/7 helpline was a lifesaver.” – Ray T.
5. Fetch by The Dodo
- Services: Pet Health Insurance
- Website: fetchpet.com
- Contact: 866-509-0163
- Hours: Open 24/7
Known for covering a wide range of medical conditions, including breed-specific issues, and working with any vet. Offers transparent pricing and 24/7 support, but doesn’t cover pre-existing conditions.
Pros:
- Works with any vet in BC, Canada, and the US
- Covers breed-specific conditions
- Trusted by no-kill shelters
Cons:
- Does not cover pre-existing conditions
- Claims must be filed within 90 days of treatment
Client Reviews: “Fetch was incredible in keeping me updated about my pet’s hospitalization. Great customer service and transparency.” – Whitney B.
We hope this guide helps you find the right pet insurance for your furry friend in Vancouver.
